An innovative solution to promote creditworthiness. This programme will teach you how to improve your credit rating and your budget. You will gain practical knowledge on how credit scores are derived and specific strategies to improve disposable income and eliminating over indebtedness. We will teach you how to create positive credit and remove of negative entries on your credit reports to positively impact your financial opportunities. The goal is to educate individuals and organization and share targeted resources for rapid affordability and credit improvement. This results in credit applications being approved to qualify for a home loan, car loan, furniture and more.

This course provides individuals with essential knowledge and skills required in accessing and managing finance, understanding of financial obligations.

With employers requiring a more stable, financially sound and happy work force, great focus has been placed on individuals housing needs. The lack of a stable and secure family life can greatly influence the productivity of the individual employee. A proper house is the greatest single contributing factor towards employee stability, and it is in the employees’ own interest to learn more about housing in South Africa.

SetsMol works actively with employers in all market segments to provide, on site, specialized housing related assistance programmes to assist people to make informed housing decisions about sustainable housing options. These on-site presentations and consultations with employees minimize lost production time. SetsMol has good relations with various stakeholders viz, Financial institutions (FNB, Nedbank, ABSA, Standard Bank, RMB, Teba Bank) Government Institutions (NDoH, NHFC, FSB, RHL, NDoH, etc.

This course gives current home owners understanding of their rights, responsibilities, accountabilities, and contractual obligations including those of realtors. The workshop is designed to educate and assist in making informed decisions regarding housing. The goal of this course is to empower current home-owners with up-to-date information so that they do not fall into the debt trap. We promote ownership that is long and prosperous.

In this course we share practical tenure option available in the country. We expose potential home owners to the knowledge surrounding buying, building, renting, freehold, sectional title, and housing association. Our training programme assists first-time home buyers on making informed decisions and ultimately empowers them to achieve a better quality of life without falling into debt.

In this course we share practical tenure option available in the country. We expose potential home owners to the knowledge surrounding buying, building, renting, freehold, sectional title, and housing association. Our training programme assists first-time home buyers on making informed decisions and ultimately empowers them to achieve a better quality of life without falling into debt.